For Employers
Better benefits for your team, without adding to your budget.
Voluntary benefits give your employees protection their health plan doesn't cover, paid by them through simple payroll deduction. I handle the setup, enrollment and ongoing service, so you don't have to.
The gap your employees are living with
Even with good health insurance, one accident or diagnosis can leave an employee facing a high deductible, lost wages and bills they didn't plan for. Many of your people are one bad week away from financial stress, and that stress shows up at work.
What voluntary benefits are
Voluntary benefits are coverage your company makes available and your employees choose for themselves. Employees pay for what they select through payroll deduction, at group rates that are hard to get on their own.
There's no direct cost to your business.
Why employers offer them
Recruit and keep good people
A stronger benefits package helps you compete, especially against bigger companies.
Cover the gaps in your health plan
Employees get cash benefits for accidents, hospital stays and serious illness.
No added strain on your budget
Employees choose and pay for their own coverage.
Little work for you or HR
I handle setup, enrollment and ongoing questions.
Benefits I can offer your team
Protection for the unexpected
Accident Insurance
Pays cash benefits for covered injuries, such as ER visits, fractures and follow-up care, to help with the costs health insurance leaves behind.
Critical Illness & Cancer
Pays a lump sum when an employee is diagnosed with a covered illness like cancer, a heart attack or a stroke, to use however they need.
Hospital Indemnity
Pays cash for covered hospital stays, helping with deductibles and other out-of-pocket costs.
Disability Insurance
Replaces part of an employee's paycheck when a covered illness or injury keeps them from working.
Life insurance
Group Term Life Insurance
Affordable coverage for a set term, offered through work, that pays a benefit to an employee's family if they pass away.
Group Term Life with Living Benefits
The same family protection, plus the option to access part of the benefit early if an employee faces a qualifying serious illness.
Individual Whole Life
Permanent coverage employees can own and keep, even if they change jobs.
Everyday care
Dental & Vision
Helps cover cleanings, exams, fillings, eyeglasses and contacts.
24/7 Virtual Care
Round-the-clock access by phone or video to primary care, urgent care, dermatology and behavioral health, plus help navigating care. Includes no-cost prescriptions for many common acute medications and discounts on others, and covers the whole household.
Virtual Pet Care*
Included with the virtual care plan.
24/7 access to licensed veterinarians by phone or video for every pet in the home, plus pet prescription discounts.
Beyond voluntary benefits
Through our trusted partner providers, we can also help with:
Group Health Insurance
Major medical plans designed around the needs of growing employers.
ICHRA
Lets employers give employees a tax-free allowance to buy their own individual health insurance.
Small Business 401(k)
A retirement plan built for small businesses, to help employees save for the future.
Payroll & HR Services
Payroll processing and HR support to take administrative work off your plate.
Business Consulting
Help with growth, operations and building a business that scales.
*Virtual pet care is not insurance and is not for pet emergencies. In an emergency, contact your veterinarian or nearest animal hospital.
How it works
01
A short conversation
We talk about your team, your current benefits and your goals.
02
I set it up
I recommend a benefit package and handle the paperwork with the carriers.
03
Easy enrollment
Employees learn about their options and enroll online in minutes, from their phone or computer.
04
Ongoing support
Your employees have help with questions and claims, and you have one point of contact: me.
About Steve Scoresby
With more than 25 years of hands-on experience in life, health, and benefits planning, I help employers give their teams protection that makes a real difference, without adding cost or complexity for the business. As a Partner with Voluntary Insurance Partners, LLC, I handle everything from plan design to enrollment and ongoing service. My approach is simple: straightforward, personalized guidance you can trust, with no confusion and no pushy sales tactics.
Common questions
Does this cost my company anything?
Is there a minimum number of employees?
We already have a benefits broker. Can we still do this?
How much of HR's time will this take?
What if we have employees in other states?
Request a call or more information
Leave your details and I'll reach out personally to set up a time that works for you, or send you more information about voluntary benefits for your team.
Your information stays private. We never sell it.